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State Law & Licensing
State-by-state collection statutes
How collection authority changes at the state line: licensing and bonding obligations, statutes of limitation, interest and fee limits, and state-specific notice requirements.

What this track covers
Subject areas this track covers. Sign in to work through the modules.
- Where a collection license, bond, or registration is required
- How statutes of limitation differ by state and debt type
- State caps on interest, fees, and added charges
- State-mandated notices and disclosure language
- Garnishment and legal-action authority by jurisdiction
- Keeping licensure current and tracking renewal deadlines